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John Cooper - Expert Author


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John Cooper's articles

For more about Lexington Law or how to improve credit score visit us.

website: http://www.707creditscore.com



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John Cooper lives in United States  United States
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John Cooper's Article Statistics
Total Views: 4,867 View(s)
Total Articles: 10 Active Article(s)
First Article Published: Nov 4, 2008
Last Article Published: Dec 9, 2008

Articles/News Stories written by John Cooper
How To Repair Bad Credit
If you have bad credit there is hope. You do not have to wait seven years for bad credit items to naturally fall off your credit report.

Congress passed the Fair Credit Reporting Act which gives you the right to dispute any item on your credit report. This act also says that if the item is no
Topic: Self Help
Views: 582
Dispute TransUnion Credit Report
For you to dispute and remove an item on your credit report with TransUnion you must file a dispute. This is done through creating a letter yourself or hiring a credit repair service to do it on your behalf.

You need to know that you must dispute an item with each credit bureau. If you fail t
Topic: Business
Views: 407
How To Negotiate With Debt Collectors
When you are being contacted by debt collectors it can be very aggravating. It can cause you to change your number, change your job, and even move.

This frustration will quickly be multiplied if the debt is not a valid debt. It is not uncommon for a lender mistake to cause your account to go
Topic: Business
Views: 268
Review Of Lexington Law Credit Repair Service
Lexington Law is headquartered out of Salt Lake City, Utah. They are a credit repair firm.

There are 400 employees 22 of which are credit lawyers. They have been operating for over 17 years and have served 1/2 million people. They dispute negative items on your credit.

Is it legal?
Topic: NEWS STORY
Views: 442
Tips To Improve Your Credit Score
Improving your credit score can seem like an impossible task. This is because there is so much contradictory information and the scoring model makes you feel as though you have no direct control over your credit score.

This is incorrect. If you take a few steps you can positively influence yo
Topic: Real Estate
Views: 501
Credit Card Judgments How To Remove From Your Credit
A credit card judgments means you have been found to be legally responsible for a debt. This will happen in a court of law.

The creditor has sued you and won their case. This gives the creditor legal grounds to have your wages garnished to pay back the debt.

This will cause you credit
Topic: Self Help
Views: 396
Best Credit Repair Service Tips To Choose
Credit repair services will often have credit lawyers on their staff. These lawyers are experts on credit laws and this often explains why a service is so much more effective.

The attorneys have more tactics to use to remove a listing such as; debt validation, escalated dispute information re
Topic: Self Help
Views: 513
Foreclosure Credit Repair
There is information out there that says a foreclosure will remain on your credit report for a minimum of seven years. The truth is a maximum of seven years.

These reports are false, did you know that credit reporting is entirely voluntary. A lender does not have to report a negative mark on
Topic: Self Help
Views: 610
Credit Repair Letter
A credit repair letter is how you challenge negative items on your credit report. This letter is also commonly called a dispute letter.

By sending this letter you are telling the credit bureau that the listing is incorrect and should be removed. Upon receipt of this letter the bureaus will co
Topic: Self Help
Views: 615
Credit Report Dispute
In order to remove derogatory items from your credit report you have to dispute the credit bureaus. There are two options to do this.

1. Craft a dispute letter

This option will require you to write a letter. In this letter you will need to identify the negative mark and provide and exp
Topic: Self Help
Views: 533

Total Listings: 10



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