Over 45 Million Americans do not have health insurance. Of this number
over 8 Million are children.

Millions of people in today's workforce do not have an opportunity to get
health insurance. Why? 33% of companies in the United States do not
offer coverage.

The skyrocketing cost of health insurance premiums are the main reason
small companies are not offering coverage. Simply, they can not afford it
and stay in business.

Many times when employees are offered coverage on the job, they can not
afford their share of the premium cost.

As a result of no health insurance or being under insured, people die sooner.
People without health insurance do not receive sufficient preventative care.
Major diseases, such as Cancer, Diabetes or Heart Disease are less likely
to be detected early when treatment of these conditions is essential.

From a Harvard University study, about one-half of bankruptcies filed by
consumers were a result of unpaid medical bills.

Infants with no insurance are more likely to die then infants with health
insurance.

People, with ongoing poor health and no insurance, lowers their lifetime
earning ability greatly. It has been estimated better health increases the
earning power of people 10 to 30%.

The good news is there are better ways. Some of the options are:

Cobra - If you were covered by health insurance at work but are to lose your
job soon, you are normally able to get 18 months of coverage. But a person
has to pay the full premium to receive the same coverage.

High Quality Membership Discount Medical Plans - These plans are not
health insurance. They are discount medical plans for healthcare to
ensure members medical well being. Anyone can become a member.
There is no having to qualify to become a member. No physical exams.
All benefit payments and savings are paid directly to the member. The
member is responsible for the payment to the medical service provider.

For many people High Quality Membership Discount Medical Plans are
the answer for having better health. Those of us who are uninsurable can
now have medical benefits. Childrenwill not have to suffer from untreated
diseases. With medical benefits, thestandard of living is raised for many
people by having good health.

High Deductable Policies - A person pays more for rountine medical costs
but these policies protect a person againest catastrophic costs. i.e. Heart
Bypass surgery, around $100,000.

Health Care for Kids - Most states sponsor low cost or free insurance for
kids. Qualification depends on a families annual income. Check the state
you live in for more information.

Keep in mind, 70% of Americans are either not insured or are under
insured.