Before making reservations at a destination's hotspot or planning on what to pack in one suitcase and one carry on, the first question one might ask his or herself is, 'Where is the money?' Whether it be a lively family adventure to Walt Disney World or a quiet, desperately needed, get away for two, the first question is always, always, 'Where is the money?'

There are several ways to come up with the money to travel with. The first way that most financial experts would recommend, is to save a portion of each paycheck until the desired amount is saved. This may mean skipping the daily latte, or weekly newspaper (which is available online anyway) but knowing the reward will be a needed trip away will be worth the pinch it took to get there. Where is the money? It's in your saving's account, growing interest and waiting for you to make the reservations.

The next way to come up with traveling money is to take out a small personal or home equity loan. With this approach, a good FICO score will help get the best interest rate and terms of the loan agreement. A person taking out a loan must be fully committed to paying it back even after the tan lines have faded and the pictures have been put in the book. If a person does not fully committ to diligently paying back the loan, bank officers will be asking, 'Where is the money?'

Finally, another approach to finance traveling is to use a credit card. This option is not highly recommended unless the traveler is fiscally responsible and is determined to pay off the full amount at the end of the month before finance charges are accrued. If it is impossible to pay off the full amount, getting a card with low to no interest rate for six months to one year is highly advisable. Creditors calling at all times of the day asking, 'Where is the money?' will surely put a damper on future travelling plans.

There are many ways to come up with travelling funds when the occasion is called for. Whether it be asking for assistance from outside sources or creatively finding it in within your own bank account, a journey outside one's own city is only a dollar sign away.