4 Tips To Ensure Shopping Safety When Buying Stuff Online
by Ram Gupta,
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INDIA, Jan 10 — Shopping is a challenge – whether you are in a brick-and-mortar mall or navigating through the many shopping websites on the Internet. One comes with all the craziness you can associate with crowded malls while the other is fraught with dangers associated with hacking and theft of sensitive personal information. That said online shopping is becoming more and more popular owing to the convenience it provides people. Once you know the basics and steer clear of the obvious pitfalls, you will come to enjoy the convenience and freedom of buying virtually anything under the sky sitting in the comfort of your home or office
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hopping is a challenge – whether you are in a brick-and-mortar mall or navigating through the many shopping websites on the Internet. One comes with all the craziness you can associate with crowded malls while the other is fraught with dangers associated with hacking and theft of sensitive personal information. That said online shopping is becoming more and more popular owing to the convenience it provides people. If you can keep the following guidelines in mind, it will ensure greater peace of mind for you.
Investigate the Merchant’s Ratings
If it’s your first time doing business with a merchant, be sure you look up other shoppers’ experience with him. Read the ratings and reviews he’s received. This will give you a good indication of his professionalism and work ethics. You don’t need us to tell you to steer clear of merchants with poor ratings.
Another source of information would be the Better Business Bureau where you will find specific information related to merchants, including complaints (if any) related to product issues, delivery, exchanges or refund.
Check the Merchant’s Policy relating to Privacy, Return, Refund, Exchange, & Shipping
Before you commit to a purchase read the fine print carefully. Some merchants tend to smuggle in ridiculous shipping charges, unseen restocking fees, and a variety of other expenses that add significantly to the overall price without you even knowing about it.
Another thing a lot of shoppers ignore is reading a seller’s privacy policy. Unless you are careful some sellers could sell your pertinent data such as buying preferences, email id, phone number, etc. to spammers, market research companies and telemarketers. As an added precaution, use an e-mail account different from your personal one to prevent your inbox getting clogged with junk mails, sale ads, and other promotional material.
Stick to a Credit Card to Make Payments
The American Bar Association recommends the use of credit cards when buying things online. This is because credit card users are protected by federal laws related to fraud. It is also advised that you reserve a separate account for online shopping. This will help you differentiate between regular expenses and those that are done online.
For additional security, you must also make sure the web page you are entering your credit card details or banking information is encrypted. Encrypted communication protects your identity from being stolen and prevents hackers and online thieves from eavesdropping on all your transaction.
Never Reveal Sensitive Information like Date of Birth and Social Security Number
This one might be a no-brainer but you will be surprised how many shoppers succumb to lucrative offers and discounts and enter their social security number when making a purchase. The only time it is okay to do this is if you are putting in an application for in-store financing. However, if a merchant asks you to enter your SSN just to buy a product, you can be quite sure he’s out to scam you. Similarly, date of birth might not seem like a very important piece of information but if it falls into the wrong hands, stealing your identity becomes a cakewalk for hackers.
Shop smart; shop safe. Little precautions like the ones mentioned above will make online shopping a relatively stress free experience for you. Once you know the basics and steer clear of the obvious pitfalls, you will come to enjoy the convenience and freedom of buying virtually anything under the sky sitting in the comfort of your home or office.
You are free to publish this article without any change in the content electronically, in print, in your e-book, or on your web site, free of charge, as long as the author resource details are included.
References
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